How to Launch a Telegram-Like Crypto Wallet and Capture the Next Trillion Users?

What if the next trillion users in crypto never have to understand what a seed phrase is? Sounds weird, right?

Messaging apps have already been part of daily life for billions, and that’s not an over-hyped statement. In fact, over 3 billion people use messaging apps worldwide as of 2025. That’s nearly 40% of the planet, already chatting, sharing, and connecting on platforms like WhatsApp, Telegram, Messenger, and more.

Now, what could it be like if one could combine that ease and familiarity with the power of crypto in a Telegram-like app? No seed phrases. No browser extensions. Just seamless messaging and instant payments across borders.

So, if you are thinking of building something similar to a crypto wallet app like Telegram, you are in the right place.

Let’s explore this in this blog!

Why a Telegram-Like Crypto Wallet Is the Next Big Thing

Here’s why building a Telegram-like crypto wallet can help you grab the attention of the next trillion users:

• Massive User Base

Telegram has officially surpassed 1 billion monthly active users as of March 2025.

• High Daily Engagement

Around 450 million users engage daily, and they spend an average of 3 hours and 45 minutes per month on the app.

• Ultra-Fast Growth

Telegram is adding about 2.5 million new users per day.

• Global Reach

India accounts for the largest user segment, with roughly 45% of the population using Telegram regularly.

• Growing Premium Subscribers & Monetization

As of late 2024, 10 million users subscribe to Telegram Premium, and the platform turned profitable in 2024, earning $547 million in profit.

Key Features of a Telegram-Like Crypto Wallet

Let’s look at the core features of a crypto chat wallet that you need to consider while building a Telegram-like wallet!

Seamless Messaging & Wallet Functionality

How’s the idea of chatting with a friend and sending them crypto in the same conversation? Amazing, right? That’s what a Web3 messaging wallet is! A Telegram-like crypto wallet is a chat-based crypto wallet that allows users to send and receive digital assets directly through chat.

Support for Multiple Cryptocurrencies

A modern crypto wallet should handle more than just Bitcoin. It needs to support a wide range of cryptocurrencies, such as Ethereum, USDT, and popular altcoins, as well as tokens like Ethereum (ERC-20), Binance Smart Chain (BEP-20), or Solana.

Strong Security & Privacy Features

Security plays an important role in the crypto space. A Telegram-like wallet should be non-custodial, which means users control their private keys. Access should be protected with PINs or biometrics, and all chats and transactions must be end-to-end encrypted.

Instant & Easy Crypto Transfers

Transferring cryptocurrencies should be as easy as sending a text message. Your wallet should support peer-to-peer crypto transfers so that it is easy for users to send and receive digital assets.

User-Friendly Interface

One of the main reasons why people love Telegram is its simplicity. A user-friendly crypto wallet with features like clean chat layouts, one-tap QR scanning, and in-built bots can help users manage their digital assets in an effective and efficient manner.

Access Across All Devices

Your crypto wallet should be available on iOS, Android, desktop, and web so that your assets are accessible wherever you are. Optional encrypted cloud sync can help you stay up to date across all platforms, without compromising your security.

Mini-Apps & Web3 Browser

Do you want your users to access a DeFi app or play a blockchain-based game all within the app? Building a crypto wallet with bots and mini apps can let users do exactly that. It is like having a Web3 app store inside your chat, which offers everything from NFT marketplaces to crypto games.

Group & Community Features

One of the strengths of Telegram is its vibrant group chats and communities, and a social crypto wallet can build on that. You must work on creating a crypto wallet with chat features, which allows users from different domains to interact and socialize.

Built-in Swap & Trading Tools

Lastly, a great crypto wallet should let users perform token swaps in the wallet and track prices without needing a separate exchange. With a built-in DEX aggregator, users can trade directly from their wallet.

Steps to Build & Launch the Wallet

Now, are you confused about how to build a crypto wallet? Here are the necessary steps that can help you get started:

Step 1: Conduct Market Research

Before you start writing a single line of code, it is important to understand who you are building for. Are you targeting crypto beginners, traders, NFT collectors, or communities? You must conduct detailed market research to identify pain points and meet or exceed users’ expectations.

Step 2: Choose Wallet Type: Custodial vs Non-Custodial Wallets

Next, you must decide whether your wallet will be custodial vs non-custodial. Basically, a custodial wallet allows you to manage the keys, and a non-custodial wallet enables users to control their own keys. Basically, non-custodial wallets are preferred, but custodial wallets can simplify the wallet onboarding experience for newbies.

Step 3: Select Blockchains to Support

Will your wallet support just Ethereum, or will it also include Bitcoin, Solana, Polygon, and other chains? This decision will affect everything from development complexity to user base. Thus, you need to ensure that you choose blockchains that align with your audience’s needs and the types of assets they are likely to use.

Step 4: Crypto Wallet Design & Chat Feature

This is one of the most important steps to building a crypto wallet with messaging. The design of the wallet should feel as user-friendly as using Telegram or WhatsApp, but with the in-built wallet tools. While designing, you need to think about how users will send crypto in a chat, check balances, or access wallet settings.

Step 5: Develop Core Features

Now, you need to get into building essential features, such as account creation, sending/receiving crypto, transaction history, and wallet backup. If you are considering building a non-custodial wallet, ensure that you implement key generation and recovery. Also, add on notifications, chatbots, or social messaging features that you plan to integrate into your crypto wallet.

Step 6: Implement Strong Security & Privacy Measures

Security should never be an option. From encrypted chats to protected key storage, your wallet needs to be secure. Thus, consider implementing biometric/PIN login, 2FA, and more secure features. It is also wise to go through security audits if you are handling any sensitive data.

Step 7: Test & Launch a Beta Version

Before going live, it is important to run thorough testing across devices and operating systems. You need to test core features, wallet integrations, transaction flows, and chat reliability. Once done, launch a beta version to get feedback from early users and make improvements.

Step 8: Develop a Go-To-Market Strategy

Now, it is time to launch it to the world. make a crypto wallet growth strategy that includes community building, influencer outreach, content marketing, and partnerships. Telegram groups, crypto Twitter, and niche communities like Reddit or Discord can be powerful channels to attract early adopters and build hype.

Growth Strategies to Reach the Next Trillion Users

While on your journey to learning how to launch a Telegram-style crypto wallet, growth needs to be an important factor from day one. Here are a few proven tactics that can help your wallet go viral:

• Viral Loops

One of the most effective ways to grow is through built-in viral loops. It includes users inviting friends because they earn rewards every time someone signs up or completes a transaction. Send-to-earn mechanics are also useful, as they reward users with tokens when they send crypto to others for the first time. This can help create organic growth and turn every individual into a regular user.

• Built-In Onboarding Incentives

Getting started with crypto can still feel complicated for newbies. That’s why onboarding rewards are so important. It gives users a reason to try your wallet, as it offers small amounts of crypto for installing the app, exploring key features, or completing their first transaction. This not only drives downloads but also helps users get comfortable with the wallet’s interface and functionality.

• Language Localization

One of the most important tricks to build a crypto wallet for mass adoption is to localize your wallet. It must support multiple languages, as it helps break down accessibility barriers and connect with massive non-English-speaking markets. This strategy will increase adoption irrespective of geographical boundaries.

• Integrations with Social Platforms

Integrating with popular platforms such as Telegram, Discord, or X allows your wallet to tap into existing crypto communities with minimal friction. Moreover, these integrations can enable airdrops or wallet-based login inside chats. This creates a seamless Web3 layer over the tools people already use every day.

• Gamification for Engagement 

Lastly, gamify your wallet experience with achievements, badges, levelling systems, or NFTs. No matter whether it is a badge for sending your first transaction or a rare NFT earned, blockchain games keep users engaged and give them reasons to come back.

Wrapping Up

That’s a wrap for this blog!

Indeed, Telegram crypto wallets offer robust capabilities for crypto asset management. They combine powerful security measures with user-friendly features.

By integrating features and following the steps mentioned in this blog, you can easily create a crypto wallet like Telegram that brings a lot of users.

Convinced? Looking for a crypto wallet partner? Reach out to Technoloader!

Our expert team has expertise in the field and provides high-quality solutions according to your specifications. Get in touch with us, and let’s build your crypto wallet together!